Decidedly, this championship spares nothing to Olympique de Marseille. After a disappointing season sportingly (OM is currently 10th in the league), players of the club will play their final game next Sunday of the season against Sochaux with a misspelling in the back! That is the conclusion yesterday after the presentation of the shirt "Third" of the OEM Adidas club, created by singer Akhenaten – leader of the rap group IAM-1990s – and the Argentine sculptor Pablo Reinoso. A tunic dedicated to the European Cup, having the distinction of being reversible: when you turn the black jersey, it turns orange.

"The grammatical rule is not obvious"

Orange, it is thus that the error happens. Worms designed by the rapper star of Marseille have a spelling mistake. They are found enrolled in upper back: "And our hearts are orange, as are the waves at sunset." However, the word orange agrees, except when used as an adjective. This is the case here. This departure from the French language cover only one of three new models and is invisible to a spectator from the stands. It must indeed look very closely intertwined worms to distinguish this "S" too. "We assume that fault, reacted Emmanuelle Gaye, spokeswoman for Adidas. This grammatical rule is not obvious and I guess it was not known to all French no fax cash advance. " He added: "As in any international company, the production line is long between the designer and product manager. We are looking where the error occurred. The most surprising is that the first prototype did not include error. "

Already on sale

Still, this error is a problem, the shirts have already been sold in shops of the club. "From the moment the product is not defective, it remains for sale, says Emmanuelle Gaye. We are considering how to correct the error. " Adidas, an estimated "tens of thousands" tunics with the misspelling, knowing that the OM annually sells 400,000 jerseys.

Already mocked by fans for its color, away from the traditional blue and white OM, so the shirt could see his popularity decline even further. What threatens the sales potential of these tunics. At 90 euros a basic version, some fans will likely require a perfect model. Unless an effect "collector", which would encourage them to rush on jerseys-like limited edition … "It is unclear what impact this will fault on our sales, concludes Emmanuelle Gaye. But the jersey is a favorite with players and fans. "

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The conservative party of Angela Merkel (CDU) just make a new turn to conquer the center-left electorate for the election scheduled next year. Once he was fiercely opposed for several years, the union of conservative Chancellor has finally decided to support the introduction of a minimum wage in Germany.

Holding that the adoption of a "generalized minimum wage" in German might undermine negotiations between industry by industry employers, unions and employees, the CDU had long opposed the project.

But the Minister of Labour and Social Affairs, Ursula von der Leyen, has announced the development of a bill going in this direction. According to his plan, an apolitical committee comprising representatives of employers and employees will be trained to fix a minimum wage at the federal level. This committee will reassess the amount of income each year. Industrial areas that have already negotiated a minimum wage, will not be affected by the introduction of national minimum wage, even if its level is lower. It remains to convince liberal allies of the Chancellor. Advocate for the Mittelstand, the SME network which is the strength of German industry, the FDP strongly opposes the minimum wage.

Centrist electorate

By offering a new bone of contention with the FDP, the Chancellor has again demonstrated that it has no intention of taking gloves with the Liberals in disarray. Her greatest hope is to cut the grass under the feet of his rival Social Democrats and environmentalists, who planned to make the minimum wage one of their main proposals for the parliamentary elections in September 2013. Since coming to power in 2005, Angela Merkel has pushed his party to focus on issues traditionally left – environmental issues, education and child protection – to seduce the centrist electorate. The Chancellor made his most dramatic turnaround last year after the disaster of Fukushima, deciding in the closure of German nuclear power stations and programming for 2022 abandonment of atomic energy. Von der Leyen hopes his proposal will offer a minimum wage "huge boost" to the CDU at the regional elections scheduled May 13 in North Rhine-Westphalia, the most populous regional state of Germany.

The CDU, however, risk of alienating some of its traditional supporters. "The disastrous consequences of such solutions can be found in European countries that have adopted similar rules, and judge Dieter Hundt, president of German Employers (BDA). Once again it is the weakest who suffer from these measures, because this will complicate their entry into the labor market. "The unions believe instead that the shortage of manpower across the Rhine to help negotiate end of the precariousness of wages.

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"This is the fourth year of the MBA HEC offers this seminar in leadership" off-campus ", which stands on sites the military school of Saint Cyr Coetquidan and Fort Penthievre. The idea is to make teaching by practice on the ground ". While explaining this, Commander Xavier Bout, a professor at HEC and organizer of the seminar, participants observed a group whose goal is to cross a gap in a simulated earthquake. Here, no internship or hardening of team-building, but a pedagogy in situ. "In two days, participants will have completed twenty years, putting each in turn in the position of leader, which allows the instructor who accompanies each group to study the postures, behaviors, and then to make a debriefing. The seminar, which comes amid an MBA, is fully in the curriculum, "he says.

Many schools offer similar courses. Consecutive years, participants of Executive MBA MIP (now part of EDHEC group) took a trip-four-day seminar on management turned on the cruiser helicopter carrier Jeanne d'Arc. As for executives enrolled in the Executive MBA Paris Executive Campus, they will spend several days in June on a military base in Britain.

These seminars, summaries of which could do more to echo reality shows that cozy setting of MBA classes, are not displeasing to many candidates. But their proponents, they should not be reduced to a mere marketing ploy. "The course is to enable learning about decision making in a situation of discomfort," The advance Olivier Fournier, CEO of Paris Executive Campus payday loan companies. All leadership seminars in the field however, are not related to the military.

"Seminar uncertain"

What is sought is primarily the offset, the exercise of leadership in an uncontrolled environment. In the Executive MBA from the NCI, participants depart for example in Poland perform a consulting mission which they become aware that once on site. Since 2003, the International MBA Rouen Business School offers its students a "seminary of uncertainty." The principle? Participants are taken to an unknown destination and group must complete several missions.

"Getting to a point with a compass and unclear instructions, return to its starting pair in opposite directions or build a tetrahedron intended to launch a missile in a limited time," remembers for its part Annina Alanen . Graduated last year from the International MBA Rouen Business School, said she learned a lot from this experience. "It was interesting to hear my own reactions, to see that the conflicts within the group can block any decision or that he who has the solution can not necessarily convince others."

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The principle is simple: the competition is based on a survey indicating that Australians belonging to the male does not spend enough time with each other. The beer brand Fourex (XXXX), which belongs to the Lion Group, proposes a trip "with friends" on a desert island for six acres, located south of the Great Barrier Reef. For the occasion, "Pumpkin Island" has even been renamed "XXXX Island" for a three-year lease.

Develop a desert island "between guys"

But before you get to this paradise on earth supposed to make men happy, certain conditions must be met. At the risk of disappointing many, it must reside in Australia and be an adult. Then it comes to submit ideas to the team Fourex on ways to make this island as "the best destination for vacation with the guys." In this qualifying phase, the proposals tributary to the site. Rugby ground in the lagoon to the equipment that can fly from one beach to another and from one bar to another, via a fishing platform that includes a bar, all dreams or spend almost. The contest organizers urge participants to be "brilliant, or even brilliantly horniest horniest ', like Robinson Crusoe.

Once the five candidates selected by the votes of Internet users and the brand, they can apply their ideas on the island, in a spirit of idleness, and, once again, "the guys", the only company "feminine "is that of beer at will.

XXXX Island: "The Good Life", the island reserved … by Gentside

A general trend in advertising

For Cesvet Bertrand, chairman and senior partner of the Canadian ad agency Sid Lee and marketing, the campaign Fourex is part of the current trend of big brands. "Before, the traditional advertising scheme was the recurrence of a clear message to force the consumer to purchase. Now there is a desire for participation on the part of consumers. It is about creating conversations around the brand, encouraging word of mouth rather than traditional media. There is no real communication about the product but rather a fact of life here in this case the decline in male camaraderie "he says.  

Also according Cesvet Bertrand, who also manages the advertising of brands Adidas, Heineken, Grimbergen, Dom Perignon or Ubisoft, this big campaign costing several million dollars is quite intelligent and successful, especially that it does not associate the clichés often found in advertisements for beer (sexist, girls in bikinis …). Finally, the operation conducted by the Australian brand is in full interactivity, just like the advertising campaign conducted in 2010 by Tipp-Ex on Youtube, featuring a multiple scenario between a bear and a hunter.

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Since formalizing his candidacy on February 15, Nicolas Sarkozy deseeded dozens of proposals, with its compiled in a campaign document, as an accurate, encrypted, presented Thursday. According to his entourage, the president candidate could submit a new "strong measure" in the social field. Earlier this week, Nicolas Sarkozy has indicated that its entire program will ask for 115 billion euros to the French effort, spending about 75 billion, 40 billion on revenue.

Nicolas Sarkozy also has his "letter to the French," in which he exhibited his "values" and his "vision of France" by the year 2017. This document, published in several million copies, will be distributed "by activist," says his entourage. On the first page of the 36-page document, is a sentence written in manuscript by Nicolas Sarkozy: "My fellow Americans, there is nothing more beautiful than the love of his country." "My goal is clear: France to build a strong enough in the next five years (…), yes reconcile France and France's failure" to the European referendum in 2005, Nicolas Sarkozy said.

• Economy and Public Finance

"" All my proposals are built around one goal: the balance of public finances in 2016, "said Nicolas Sarkozy. He confirmed in his project a French public deficit has 0% of gross domestic product (GDP) in 2016 and a surplus of 0.5% in 2017. Incumbent President states in his proposed reduction of the French public debt to 80.2% in 2017 instead of 85.8% in 2011 with European commitments.

"To achieve the deficit targets, the tax burden will increase from 43.8% of GDP in 2011 to 45.6% in 2017 in France. Nicolas Sarkozy plans in its plan to cut public spending in France to 51.9% of GDP in 2017 instead of 55.9% in 2011.

"Nicolas Sarkozy has acknowledged that 115 billion effort is needed over five years. "I have to add the 9.5 billion campaign proposals," he added. This brings the total effort of 124 billion. Three quarters will focus on reducing expenses, the remainder of the revenue, insisted the president candidate, as he had already announced.

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The French are discouraged before they even take steps to resolve a dispute. It is thought that nine out of ten surveyed by Ipsos for the first edition of the barometer Axa legal protection. Justice remains an unknown for most of them: 80% do not know who to turn to know their rights, and 97% believe that the justice system is difficult to understand.

Worse, seven out of ten French think they have no financial means to defend themselves. Godsend for the legal protection insurers, which offer information in their contracts, and if necessary support – within limits – of legal fees. According to the Ministry of Justice, the cost of resolving a dispute is on average 200 euros for the costs of bailiff, 500 euros for an amicable and 1500 euros to cover attorney fees for a procedure .

Family, an area seldom covered by insurance

The French think that the main sources of conflict are employment, housing and the Internet. In fact, the most common disputes relate primarily to the housing (25%), led by neighborhood problems and relations between landlord and tenant, and Internet purchases (24%). Relations with the employer is not a priority (23%).

Numerous disputes also affect the field of family (divorce, inheritance …). But legal protection insurers rarely venture in this field. Axa Protection legal disputes of this nature are supported only if the client has signed the contract the more upscale, costing between 140 and 300 euros per year, much higher than a domestic contract classic (63 euros per year).

The insurer, like others, offers customers a hotline: a lawyer tells them about their rights and answered their questions. This service receives 175,000 calls a year. The insurer sees submit 36,000 new claims per year, most amicably resolved.

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France could seek to accelerate its transition energy. In fact, the country's fuel bill has reached a new record in 2011, up from 32% to 61.4 billion euros, according to figures from the Commissioner General for Sustainable Development announced by Les Echos. The energy bill of France and represented 3.1% of GDP, last year against 2.5% in 2010.

This increase was driven by soaring oil prices. The average price per barrel of oil a year has indeed established last year to $ 111, not seen since the nineteenth century. The price of unleaded gasoline and have reached new heights last week, to 1.6211 euro on average for a liter of unleaded 95 and 1.6610 for that of 98 unleaded, according to data released yesterday by Ministry of Sustainable Development. This price is still below the record high of 1.4541 euro per liter recorded in May 2008.

Since late 2011, gasoline prices beat record after record in France, propelled by the combination of geopolitical factors that keep crude oil prices at very high levels, and weakening of the euro against the dollar , which amplifies the cost of black gold once its converted value in the single currency.

Nuclear energy has however enabled France to reduce its energy dependence as the country has a net electricity exports by 2.6 billion euros. The development of renewable energy has also enabled France to reduce the weight of its energy dependence. Video BFM. Sorry, this video is not available on your device.

• "Fear is back"

President Nicolas Sarkozy said Thursday in Toulon that "fear has returned," that "for France to lose control of his destiny" in the crisis of the euro area. The Head of State spoke of "this fear that destroys trust" and "that paralyzes consumers, which prevents the investor to invest, the contractor undertaking the boss to hire the banker to lend" , ensuring that "the only way of averting this fear is to tell the truth."

• A cycle of debt

Nicolas Sarkozy announced a "new cycle", that of "deleveraging, which will bring the balance of the economy to work and production that developed countries have tended to sacrifice too."

It's Societe Generale, which sets the tone by launching the first website dedicated to financial education for children. A large reinforcements of advertising campaigns, which involved Gourmaud Jamy, is television youth with his "It's not rocket science" on France 3, the banking group has the smallest raise money, investors and underwriters in the making of contracts ."Because tomorrow is getting ready today," argues there be building on this "living tool that will grow with the children."

Informational and edutainment, abcbanque.fr offers editorial content, interactive videos, games for the value of things and a management tool pocket money. With a username and a password, the child can manage their virtual piggy bank and establish its projects from its budget, as calculated the cost of a gift for his parents.

"Succeeding in later life financial"

"Birthday, Christmas, little mouse … even for the smallest, there are many opportunities to fill their piggy banks.